News - Resources for COVID-19



This is information just received from DEO concerning bridge loan applications.  The system and individuals are overwhelmed, and are working extended hours, seven days a week.  Access by phone is difficult.  It is suggested that potential applicants interact with them via the email platform.  It may take three or four days to get a response, but they will be in the que.  Please note, if an application has been submitted via the portal, please do NOT submit again.

Not for profits need to utilize the SBA Disaster Loan  program at

Florida small businesses may apply for the Florida Small Business Emergency Bridge Loan COVID-19 through May 8, 2020 at the following site only: .

If you have already submitted your application by mail or email, there is no need to submit again at this portal.  It will cause a duplicate record and may cause delays in processing your application. These previously submitted applications are already in the processing pipeline.


Important Application notes:

  • Complete the application on a desktop or laptop computer, not a mobile phone.
  • Only use the Chrome browser to complete the application.  Other browsers will not be supported.
  • Read ALL instructions before beginning the application, including Eligibility and Required Documents.  This will answer a number of questions you may have as you are completing the application.
  • Do not hit “Submit for Approval” until the application and all attachments are complete.  Once submitted, you will not be able to make changes to your application.
  • Keep a written record of your Project ID Number (shown as PID-number), as well as the date and time of your application.  This is how you will be able to check on the status of your application, or to ask questions.
  • Your will be contacted by email once the application has been processed.


From First Coast Accounting - St. Augustine

We are currently being inundated with information. Tax credits, loans, stimulus checks, what are we to believe? In an attempt to provide our community with reliable information we have assembled the following list of credible resources for individuals and businesses.


We have all heard our government is planning to issue stimulus checks to us all. We have seen numbers reported by our News channels. Please be aware, as of this morning this has not been voted on by Congress. Nothing is guaranteed until Congress gives their stamp of approval. We are being told this vote has been postponed until tomorrow, again!

At this time individuals who have lost their job should visit to apply for unemployment compensation.

Another source of relief comes from the Treasury department extending the filing and payment deadline to July 15, 2020. Individuals are being given an additional 90 days to file and pay any amount due with out penalty or interest.


For Businesses with fewer than 500 employees who have had to close, have employees who are quarantined or infected by Covid-19. The treasury plans to allow tax credits and possibly refunds for the wages paid against payroll tax liabilities for those businesses who continue to pay their employees while on furlough. We are awaiting instructions as to how this will be handled. For complete details,Go to:

At this time we have not been given any information regarding extending the filing or payment deadline for Payroll Tax. We are planning to file payroll tax returns April 30th as usual.

The Florida Small Business Emergency Bridge Loan Program is currently available to small business owners located in all Florida counties statewide that experienced economic damage as a result of COVID-19. Loans will be interest-free for the loan term (1 year). The Interest rate will be 12% per annum on the unpaid balance thereafter, until the loan balance is repaid in full. Go to for details.

The SBA is also offering express loans to those who qualify.

The best source of information for closures and alerts please visit

We will send out more information as we learn more to help Small business or Individuals as it becomes available. Congress is expected to vote tomorrow on the package, that will give us more information on the Stimulus Checks, Tax Credits, and More. Remember until it's law, it can and will likely change.

 Webinar: "Grocery To Go" Concept
Thursday, March 26th | 10:30AM EST


You know your customers better than anyone. Why not offer them the products you use in your restaurant?  Add to your bottom line and do your customers a favor.  Learn from subject matter experts about topics ranging from maximizing curbside and delivery opportunities, supply chain and takeout opportunities and challenges.  Industry leaders from Dining Alliance and food supply purveyors will give you some ideas about getting this innovative idea off the ground. 


Dining Alliance


As we are seeing today, more communities are issuing stay at home orders.  Your communities should have a list of what is considered essential personnel.  The list below was compiled by federal government and private sector industries as a reference.  Communities may have generated an independent list based on your community’s needs.  You should reach out to your local officials to understand what their expectations are if they issue stay at home orders. For your information, you can use the following link:

Florida Main Street Program


Click to view federal, state and local resources available for communities and small businesses.

From the Florida Redevelopment Association

Today, Governor DeSantis issued an executive order related to the suspension of in-person quorum for local governments.  Local governments may utilize communication technology such as telephones and video conferencing to operate and they do not need to meet in a specific place.

This executive order does not waive any other requirements under the Florida Constitution and "Florida's Government in the Sunshine Laws."

To read the official executive order, click here.



Although this is an uncertain time for many, local CRA reporting is still due March 31.
All of the new requirements for the March annual report are contained in s.163.371, F.S. The enrolled bill can be found here.  An FRA bill summary can be found here.

Can the CRA use money immediately to help local businesses? - Yes. 

Make sure the decision is approved by your attorney (the attorney may contact David Cruz at [email protected], Deputy General Counsel of the Florida League of Cities, to consult at no charge) and your CRA board. Digital approval? Check w your attorney. Also carefully craft a policy and criteria to protect the CRA, and the CRA monies. 




From the Florida Restaurant and Lodging Association - Governor's Order

ALL Florida Restaurants must close for on-Premise dining ASAP

This is breaking news from the Governor, FRLA has been working with him to keep restaurants and hotels open.

But as of today, Governor Ron DeSantis issued Executive Order 20-71, directing all restaurants and food establishments within the State of Florida to suspend on-premises food and alcohol consumption for customers. The listed establishments may, however, operate their kitchens for the purpose of providing delivery or take-out services.

This Executive Order lifts the restriction that prohibits a specially licensed food service establishment from selling package sales of alcohol for delivery, take-out or consumption off-premises for restaurants complying with Executive Order 20-68, through the expiration of the state of emergency declared in Executive Order 20-52. Alcohol sales to go with food that is pick-up or delivered will be permitted and I.D. will be required for orders including alcohol. (Local laws must be following, so St. Augustine no alcohol).

In the order, Governor DeSantis expressed his support to retailers, restaurants, and employees as they pursue creative business practices that safely serve consumers during this temporary period of social distancing.

Please let me know if you have any questions, concerns, need help getting to the right resource for your business.   Nicole Chapman, FRLA Northeast Regional Director, 904-574-2259, [email protected]



Florida Department of Economic Opportunity Resources

Florida Local Bridge Loan Contacts.

Please forward this Covid-19 Business Recovery link as far and wide as you can for State of Florida businesses:

From Our Visitors and Convention Bureau - Helpful Communications with Social Media


From Ordermark
Preparing Your Restaurants for Surging Delivery During COVID-19 by
clicking here:  

Resources for museums, artisits, musicians, event planners:

Resources from St. Johns County Chamber of Commerce